Contract analysis

Section 1: Definitions As used in this Technical Schedule A, the following terms shall have the meanings set forth below. Unless the context otherwise requires, all references to "Sections" and "Exhibits" herein are references to Sections of, and Exhibits to, this Schedule. 1.1 "API" means Application Programming Interface, and refers specifically to the REST API endpoints provided by Meridian for real-time data acce

Section 2: Data Products — Description and Scope This Section 2 describes the Data Products to be delivered by Meridian to Quorum under the MDLA and this Schedule. The Data Products consist of three distinct data offerings, each addressing a different segment of the credit and alternative-data landscape. The descriptions set forth below are intended to provide an overview of the scope and coverage of each Data Produc

Section 3: Data Formats and Record Schemas This Section 3 sets forth the data formats, file specifications, and record schemas applicable to the delivery of Data Products under this Schedule. Detailed field-level specifications for each Data Product are provided in the Data Dictionaries attached as Exhibits A-1 through A-3. 3.1 File Formats — Batch Delivery The following file format specifications apply to all Batch

Section 4: Refresh Frequencies and Delivery Schedules This Section 4 sets forth the refresh frequencies, delivery schedules, and Delivery Windows applicable to each Data Product. All times referenced in this Section are Eastern Time (ET) unless otherwise specified. 4.1 MCI Consumer Credit File™ 4.1.1 Batch Delivery: Daily. (a) Full-File Refresh. A complete full-file refresh of the MCI Consumer Credit File™ shall be d

Section 5: Delivery Methods and Connectivity This Section 5 sets forth the technical requirements and specifications for the connectivity and delivery mechanisms through which Meridian shall make the Data Products available to Quorum. 5.1 SFTP Batch Delivery 5.1.1 Primary Delivery Method. SFTP shall be the primary delivery method for all Batch Delivery data feeds across all three Data Products (MCI Consumer Credit Fi

Section 6: Data Volume Tiers and Overage 6.1 Base Tier 6.1.1 Included Volume. The Base Tier includes up to five hundred million (500,000,000) Records per calendar month, encompassing consumer Records (MCI Consumer Credit File™), commercial Records (MCI CommercialView™), and alternative data Records (MCI AltSignal™) in the aggregate. 6.1.2 License Fee Inclusion. The Base Tier volume is included in the annual license f

Section 7: Data-Quality Acceptance Criteria This Section 7 sets forth the data-quality acceptance criteria applicable to all Data Product deliveries under this Schedule. These criteria are intended to ensure that the data delivered by Meridian meets minimum standards of completeness, accuracy, timeliness, consistency, and integrity necessary for Quorum's intended use of the Data Products in its insurance underwriting