Contract analysis

1. Introduction and Identification of Counsel This firm represents Marguerite D. Fonseca, the surviving spouse of Teodoro R. Fonseca (the "Decedent"), in connection with the administration of the Decedent's estate. This matter is being handled under Calderwood & Harkness LLP firm matter number 1035-00005. Ms. Fonseca resides at 1847 Coldwater Canyon Drive, Beverly Hills, California 90210. On October 5, 2022, Ms. Fons

2. Notice of Decedent's Death Please be advised that Teodoro R. Fonseca died on September 3, 2022, in Los Angeles County, California. The Decedent was sixty-two (62) years of age at the time of his death. The cause of death, as recorded on the certified death certificate, was cardiac arrest, attributed to natural causes. A certified copy of the Decedent's death certificate is enclosed herewith as Enclosure A for your

3. Identification of Decedent's Accounts at Veltara Basin Bank Based upon information available to Ms. Fonseca and a preliminary review of the Decedent's personal financial records, Calderwood & Harkness LLP understands that the Decedent maintained the following accounts at Veltara Basin Bank, N.A.:

1. Brokerage Account — Account Number ending in -4782. This account constitutes an investment portfolio. Based upon the most recent statements available to Ms. Fonseca, the estimated value of this account as of the Decedent's date of death (September 3, 2022) was approximately $5,120,000.

2. Personal Checking Account — Account Number ending in -3091. This account served as the Decedent's primary operating and personal checking account. The estimated value of this account as of the date of death was approximately $342,000.

3. Money Market Account — Account Number ending in -6155. This account was maintained as a cash reserve account. The estimated value of this account as of the date of death was approximately $1,875,000. The total estimated aggregate value across all three accounts is approximately $7,337,000 as of the Decedent's date of death. We respectfully request that the Bank confirm whether the accounts identified above constit

4. Request for Immediate Account Freeze Calderwood & Harkness LLP, on behalf of Ms. Fonseca, hereby makes a formal request that Veltara Basin Bank, N.A. immediately freeze all three accounts identified above — specifically, Brokerage Account ending in -4782, Personal Checking Account ending in -3091, and Money Market Account ending in -6155 — to prevent any unauthorized withdrawals, transfers, disbursements, liquidat

5. Request for Account Statements and Transaction Histories In connection with the administration of the Decedent's estate, Calderwood & Harkness LLP respectfully requests that Veltara Basin Bank, N.A. produce complete account statements and detailed transaction histories for all three of the Decedent's accounts for the period from January 1, 2018 through September 3, 2022 (the Decedent's date of death). The specific

6. Request for Additional Information In addition to the account statements and transaction records requested above, we respectfully request that Veltara Basin Bank, N.A. provide the following information relating to the Decedent's accounts: (a) Account Ownership and Titling. Please confirm the ownership and titling of each of the three identified accounts, including whether each account is held solely in the Deceden

7. Legal Authority and Basis for Requests The requests set forth in this letter are made pursuant to and consistent with applicable provisions of the California Probate Code, including but not limited to the following: California Probate Code Section 9650 et seq. authorizes the personal representative of a decedent's estate to take possession and control of the decedent's property for purposes of administration. Alth

8. Confidentiality and Litigation Hold Notice Please be advised that the records and information requested in this letter may be relevant to pending or reasonably anticipated litigation in the Los Angeles County Superior Court, Case No. 22STPB09714, as well as any related proceedings that may arise in connection with the administration of the Decedent's estate, including but not limited to will contests, claims again

9. Contact Information and Response Requested We respectfully request that all responsive documents, confirmations, and communications relating to the matters addressed in this letter be directed to the undersigned at the following address: Elliot Nguyen Calderwood & Harkness LLP 350 South Grand Avenue, Suite 4800 Los Angeles, California 90071 Telephone: (213) 629-7432 Facsimile: (213) 629-7401 Email: enguyen@calderw

10. Enclosures The following documents are enclosed with this letter: Enclosure A: Certified copy of the Death Certificate of Teodoro R. Fonseca (d. September 3, 2022), issued by the County of Los Angeles, Department of Public Health — Vital Records. Enclosure B: Copy of the Petition for Letters of Administration, filed October 5, 2022, in the Probate Division of the Los Angeles County Superior Court, Case No. 22STPB