[sheet: Transaction Summary]

Item	Detail
Matter No.	1010-00001
Date	August 16, 2024
Prepared by	Sophie Tremblay, Associate
Reviewed by	Marcus Leung, Associate
Approved by	Claudia Merritt, Partner
Borrower	Arbor Health Technologies Inc. (DE corp.; Nasdaq: AHTI)
Borrower Address	400 Beacon Ridge Parkway, Suite 800, Waltham, MA 02451
Borrower EIN	88-3164720
Borrower Delaware File No.	7284619
CEO	Dr. Priya Narayan
CFO	Evan Strickland
General Counsel & Corp. Secretary	Gerald Fong
Guarantor 1	Arbor Health Holdings LLC (DE LLC; EIN 88-4271835)
Guarantor 2	Arbor Health Platform Services Inc. (DE corp.; EIN 92-1058467)
Lender	Pinnacle Trust Bank, N.A.
Lender Address	600 Lexington Avenue, 22nd Floor, New York, NY 10022
Lender Contact	Derek Calloway, Vice President, Healthcare Finance Group
Lender Signatory	Renata Voss, Managing Director, Healthcare Finance Group
Lender RSSD ID	1048273
Borrower's Counsel	Calderwood & Harkness LLP (Claudia Merritt, Ian Blackwood, Marcus Leung, Sophie Tremblay)
Borrower's Counsel Address	One Liberty Plaza, 44th Floor, New York, NY 10006
Lender's Counsel	Whitfield Gage & Associates LLP (Catherine Whitfield, Jordan Pace)
Lender's Counsel Address	787 Seventh Avenue, 30th Floor, New York, NY 10019
General Outside Counsel	Hargrove & Patten LLP (Lucinda Hargrove)

General Outside Counsel Address	200 Clarendon Street, Suite 3400, Boston, MA 02116
Financial Advisor	Reedmore Capital Partners LLC (Thomas Okoro)
Financial Advisor Address	375 Park Avenue, Suite 2201, New York, NY 10152
Independent Auditor	Greystone Audit Group LLP (Danielle Chow)
UCC Filing Agent	Meridian Filing Services Inc.
Transfer Agent	Continental Registrar & Trust Co.
Facility Type	Senior Secured Bridge Loan (term loan, single draw)
Commitment Amount	$25,000,000
Drawn Amount at Closing	$25,000,000 (fully drawn)
Interest Rate	Adjusted Term SOFR + 475 bps; SOFR floor of 1.00%
1-Mo Term SOFR (Aug 16, 2024)	5.34%
SOFR Adjustment	0.10%
All-In Rate at Signing	10.19% (5.34% + 0.10% + 4.75%)
Default Rate	Applicable Rate + 200 bps (SOFR + 675 bps)
Interest Payment	Quarterly in arrears — last business day of each fiscal quarter
Origination Fee	$125,000 (0.50% × $25,000,000)
Maturity Date	February 16, 2026 (18 months from closing)
Signing & Closing	August 16, 2024 (sign-and-close)
Governing Law	State of New York
Security	First-priority lien on substantially all assets of Borrower and Guarantors
Financial Covenants	Min. liquidity $15M (monthly); max. net leverage 3.50x (quarterly); min. FCCR 1.25x (quarterly)
Mandatory Prepayment	100% from Permanent Facility; 100% from asset sales >$5M indiv./$10M agg.; 75% from equity issuances (excl. comp plans up to $3M/yr)
Voluntary Prepayment	At par, no premium/penalty; subject to SOFR breakage costs; min. $1,000,000
First Interest Payment Due	September 30, 2024
Post-Closing Deadline	August 30, 2024

[sheet: Closing Deliverables]

No.	Document	Responsible Party	Status	Date Delivered / Notes
1	Bridge Loan Agreement (execution version)	C&H / WGA	✔ Executed	Executed August 16, 2024; signed by Evan Strickland (AHT) and Renata Voss (Pinnacle Trust)
2	Guaranty Agreement (execution version)	C&H	✔ Executed	Executed August 16, 2024; signed by Evan Strickland for each Guarantor; acknowledged by Renata Voss
3	Security Agreement (execution version)	C&H	✔ Executed	Executed August 16, 2024; signed by Evan Strickland for Grantors and Derek Calloway for Lender
4	Borrower's Counsel Legal Opinion	C&H (Claudia Merritt)	✔ Delivered	Delivered August 16, 2024 to Pinnacle Trust Bank, N.A. per Section 5.01(b)
5	Secretary's Certificate of Borrower (with Exhibits A–D)	AHT / H&P	✔ Delivered	Executed by Gerald Fong; Exhibits: (A) Certificate of Incorporation, (B) Bylaws, (C) Board resolutions adopted August 2, 2024, (D) Good standing certs (DE File No. 7284619 & MA, both dated 8/14/2024)
6	Officer's Closing Certificate	AHT (CFO — Evan Strickland)	✔ Delivered	Delivered August 16, 2024 per Section 5.01(d); certifies reps & warranties, no default, financial covenant compliance (liquidity ~$72M, net leverage 0.18x, FCCR 3.76x), solvency
7	Borrowing Request / Funding Notice	AHT (CFO — Evan Strickland)	✔ Delivered	Delivered August 16, 2024; requests $25,000,000 drawdown to Pinnacle Trust Acct ****8417
8	Perfection Certificate	C&H / AHT	✔ Delivered	Delivered August 16, 2024; discloses entity info, collateral locations, deposit accounts, existing liens, IP schedule
9	Good Standing Certificates — DE (each Loan Party: AHT, AH Holdings, AH Platform)	AHT / H&P	✔ Delivered	Dated August 14, 2024; Delaware Secretary of State
10	Good Standing Certificate — MA (Borrower)	AHT / H&P	✔ Delivered	Dated August 14, 2024; Secretary of the Commonwealth of Massachusetts
11	UCC, Tax Lien, Judgment Search Reports (DE)	Meridian Filing Services Inc.	✔ Received	Dated August 12, 2024; results satisfactory; one existing filing noted: Frontier Leasing Corp. Filing No. 2023-2811490 (leased equipment ~$380K, Permitted Lien)
12	Evidence of Insurance	AHT	✔ Received	Insurance certificates with financially sound carriers; satisfactory to Lender
13	Payment of Origination Fee ($125,000)	AHT	✔ Wire confirmed	0.50% × $25,000,000 = $125,000; paid at closing
14	Payment of Lender's Counsel Fees (est. $118,500)	AHT	✔ Wire confirmed	Paid to Whitfield Gage & Associates LLP Client Trust Acct; within $125,000 cap
15	Payment of Reedmore Advisory Fee ($150,000)	AHT	✔ Wire confirmed	Flat fee paid to Reedmore Capital Partners LLC at closing
16	Funding Wire ($25,000,000)	Pinnacle Trust Bank, N.A.	✔ Wire confirmed	Ref: PTB-2024-08162841; disbursed to AHT Acct ****8417 at Pinnacle Trust

[sheet: Post-Closing Items]

No.	Item Description	Responsible Party	Deadline	Status	Notes
PC-1	UCC-1 Financing Statement filing — DE Secretary of State	Meridian Filing Services Inc.	8/19/2024	✔ Filed	Filing No. 2024-3847261; filed August 19, 2024 with Delaware Secretary of State
PC-2	Deposit Account Control Agreement — Ridgefield National Bank (Acct ****5694, Money Market / Reserves)	C&H / AHT	8/30/2024	☐ Pending	Draft DACA circulated to Ridgefield's counsel (Arden & Lowe LLP, attn: Patricia Neville); execution expected by 8/27/2024
PC-3	Deposit Account Control Agreement — Ridgefield National Bank (Acct ****7782, Concentration Account)	C&H / AHT	8/30/2024	☐ Pending	Being negotiated concurrently with PC-2
PC-4	Landlord Waiver — Beacon Ridge Realty Partners LLC (400 Beacon Ridge Pkwy, Suite 800, Waltham, MA 02451)	AHT / H&P (Lucinda Hargrove)	8/30/2024	☐ Pending	H&P coordinating with landlord's property manager; Lender's form waiver transmitted
PC-5	Landlord Waiver — Keystone Corporate Properties LP (1100 Commerce Blvd, Suite 200, King of Prussia, PA 19406)	AHT / H&P	8/30/2024	☐ Pending	Lease permits assignment of personalty liens; landlord consent expected pro forma
PC-6	Landlord Waiver — Cumberland Office Holdings Inc. (250 Healthway Dr, Suite 1400, Nashville, TN 37203)	AHT / H&P	8/30/2024	☐ Pending	Smaller facility; Lender has indicated flexibility if waiver not obtained by deadline, provided reasonable extension negotiated
PC-7	IP Security Agreement — Recordation with USPTO	C&H	8/30/2024	☐ Pending	Short-form trademark and patent security agreements covering Reg. Nos. 6,481,723, 6,481,724, 6,592,108 (trademarks: ARBOR HEALTH word mark, ARBOR HEALTH & Design, ARBORFLOW) and U.S. Patent No. 11,284,671 and App. No. 17/893,214; filing expected 8/26/2024
PC-8	IP Security Agreement — Recordation with USCO	C&H	8/30/2024	☐ Pending	Short-form copyright security agreement covering Reg. No. TXu 2-341-877 (ARBORFLOW Platform software code); filing expected 8/26/2024
PC-9	Pledged Stock Certificates and Stock Powers (AH Holdings, AH Platform, MedBridge, Cortland)	AHT / C&H	8/30/2024	☐ Pending	Original certificates for: (i) 100% membership interests in Arbor Health Holdings LLC, (ii) 100% shares of Arbor Health Platform Services Inc., (iii) 100% membership interests in MedBridge Workflow Solutions LLC, (iv) 100% shares of Cortland Surgical Systems, Inc.; with undated stock powers/transfer instruments endorsed in blank; Evan Strickland's office assembling; expected delivery to C&H by 8/28/2024

[sheet: Wire Transfer Summary]

Description	Amount	From	To	Reference
Bridge Loan Funding	$25,000,000.00	Pinnacle Trust Bank, N.A.	AHT — Pinnacle Trust Acct ****8417	PTB-2024-08162841
Origination Fee	$125,000.00	AHT — Pinnacle Trust Acct ****8417	Pinnacle Trust Bank, N.A. — internal	PTB-FEE-0816
Lender's Counsel Fees	$118,500.00	AHT — Pinnacle Trust Acct ****8417	Whitfield Gage & Associates LLP — Client Trust Acct	WGA-INV-20240816
Reedmore Advisory Fee	$150,000.00	AHT — Pinnacle Trust Acct ****8417	Reedmore Capital Partners LLC — Operating Acct	RCP-AHT-2024
Total Closing Payments (excl. loan funding)	$393,500.00	= $125,000 + $118,500 + $150,000

[sheet: Signature Pages]

Document	Signatory	Organization	Execution Method	Wet-Ink Original Status
Bridge Loan Agreement	Evan Strickland, CFO	Arbor Health Technologies Inc.	Brightwater Software — August 16, 2024	Wet-ink original to follow within 5 Business Days
Bridge Loan Agreement	Renata Voss, Managing Director	Pinnacle Trust Bank, N.A.	Brightwater Software — August 16, 2024	Wet-ink original to follow within 5 Business Days
Guaranty Agreement	Evan Strickland, Authorized Representative	Arbor Health Holdings LLC	Brightwater Software — August 16, 2024	Wet-ink original to follow within 5 Business Days
Guaranty Agreement	Evan Strickland, Vice President and Treasurer	Arbor Health Platform Services Inc.	Brightwater Software — August 16, 2024	Wet-ink original to follow within 5 Business Days
Guaranty Agreement (Acknowledgment)	Renata Voss, Managing Director	Pinnacle Trust Bank, N.A.	Brightwater Software — August 16, 2024	Wet-ink original to follow within 5 Business Days
Security Agreement	Evan Strickland, CFO	Arbor Health Technologies Inc.	Brightwater Software — August 16, 2024	Wet-ink original to follow within 5 Business Days
Security Agreement	Evan Strickland, Authorized Representative	Arbor Health Holdings LLC	Brightwater Software — August 16, 2024	Wet-ink original to follow within 5 Business Days
Security Agreement	Evan Strickland, Vice President and Treasurer	Arbor Health Platform Services Inc.	Brightwater Software — August 16, 2024	Wet-ink original to follow within 5 Business Days
Security Agreement	Derek Calloway, Vice President	Pinnacle Trust Bank, N.A.	Brightwater Software — August 16, 2024	Wet-ink original to follow within 5 Business Days
Secretary's Certificate	Gerald Fong, GC & Corp. Secretary	Arbor Health Technologies Inc.	Wet-ink original	Received
Secretary's Certificate (Counter-certification)	Evan Strickland, CFO	Arbor Health Technologies Inc.	Wet-ink original	Received
Officer's Closing Certificate	Evan Strickland, CFO	Arbor Health Technologies Inc.	Wet-ink original	Received
Borrowing Request / Funding Notice	Evan Strickland, CFO	Arbor Health Technologies Inc.	Wet-ink original	Received
Perfection Certificate	Gerald Fong, GC & Corp. Secretary	Arbor Health Technologies Inc.	Wet-ink original	Received
Perfection Certificate	Evan Strickland, Authorized Representative	Arbor Health Holdings LLC	Wet-ink original	Received
Perfection Certificate	Evan Strickland, Vice President and Treasurer	Arbor Health Platform Services Inc.	Wet-ink original	Received
Borrower's Counsel Legal Opinion	Claudia Merritt, Partner	Calderwood & Harkness LLP	Wet-ink original	Received

[sheet: Distribution List]

No.	Recipient Name	Organization	Role	Address / Email	Format
1	Gerald Fong	Arbor Health Technologies Inc.	General Counsel & Corporate Secretary	400 Beacon Ridge Parkway, Suite 800, Waltham, MA 02451 / gfong@arborhealth.com	Electronic + Hard Copy
2	Derek Calloway	Pinnacle Trust Bank, N.A.	Vice President, Healthcare Finance Group	600 Lexington Avenue, 22nd Floor, New York, NY 10022 / dcalloway@pinnacletrust.com	Electronic + Hard Copy
3	Catherine Whitfield / Jordan Pace	Whitfield Gage & Associates LLP	Lender's Counsel	787 Seventh Avenue, 30th Floor, New York, NY 10019 / cwhitfield@whitfieldgage.com	Electronic + Hard Copy
4	Lucinda Hargrove	Hargrove & Patten LLP	General Outside Counsel to AHT	200 Clarendon Street, Suite 3400, Boston, MA 02116 / lhargrove@hargrovepatten.com	Electronic + Hard Copy
5	Claudia Merritt / Marcus Leung	Calderwood & Harkness LLP	Borrower's Counsel (file copy)	One Liberty Plaza, 44th Floor, New York, NY 10006 / cmerritt@calderwoodharkness.com	Electronic + Hard Copy

[sheet: Transaction Summary]
Item | Detail
Matter No. | 1010-00001
Date | August 16, 2024
Prepared by | Sophie Tremblay, Associate
Reviewed by | Marcus Leung, Associate
Approved by | Claudia Merritt, Partner
Borrower | Arbor Health Technologies Inc. (DE corp.; Nasdaq: AHTI)
Borrower Address | 400 Beacon Ridge Parkway, Suite 800, Waltham, MA 02451
Borrower EIN | 88-3164720
Borrower Delaware File No. | 7284619
CEO | Dr. Priya Narayan
CFO | Evan Strickland
General Counsel & Corp. Secretary | Gerald Fong
Guarantor 1 | Arbor Health Holdings LLC (DE LLC; EIN 88-4271835)
Guarantor 2 | Arbor Health Platform Services Inc. (DE corp.; EIN 92-1058467)
Lender | Pinnacle Trust Bank, N.A.
Lender Address | 600 Lexington Avenue, 22nd Floor, New York, NY 10022
Lender Contact | Derek Calloway, Vice President, Healthcare Finance Group
Lender Signatory | Renata Voss, Managing Director, Healthcare Finance Group
Lender RSSD ID | 1048273
Borrower's Counsel | Calderwood & Harkness LLP (Claudia Merritt, Ian Blackwood, Marcus Leung, Sophie Tremblay)
Borrower's Counsel Address | One Liberty Plaza, 44th Floor, New York, NY 10006
Lender's Counsel | Whitfield Gage & Associates LLP (Catherine Whitfield, Jordan Pace)
Lender's Counsel Address | 787 Seventh Avenue, 30th Floor, New York, NY 10019
General Outside Counsel | Hargrove & Patten LLP (Lucinda Hargrove)
General Outside Counsel Address | 200 Clarendon Street, Suite 3400, Boston, MA 02116
Financial Advisor | Reedmore Capital Partners LLC (Thomas Okoro)
Financial Advisor Address | 375 Park Avenue, Suite 2201, New York, NY 10152
Independent Auditor | Greystone Audit Group LLP (Danielle Chow)
UCC Filing Agent | Meridian Filing Services Inc.
Transfer Agent | Continental Registrar & Trust Co.
Facility Type | Senior Secured Bridge Loan (term loan, single draw)
Commitment Amount | $25,000,000
Drawn Amount at Closing | $25,000,000 (fully drawn)
Interest Rate | Adjusted Term SOFR + 475 bps; SOFR floor of 1.00%
1-Mo Term SOFR (Aug 16, 2024) | 5.34%
SOFR Adjustment | 0.10%
All-In Rate at Signing | 10.19% (5.34% + 0.10% + 4.75%)
Default Rate | Applicable Rate + 200 bps (SOFR + 675 bps)
Interest Payment | Quarterly in arrears — last business day of each fiscal quarter
Origination Fee | $125,000 (0.50% × $25,000,000)
Maturity Date | February 16, 2026 (18 months from closing)
Signing & Closing | August 16, 2024 (sign-and-close)
Governing Law | State of New York
Security | First-priority lien on substantially all assets of Borrower and Guarantors
Financial Covenants | Min. liquidity $15M (monthly); max. net leverage 3.50x (quarterly); min. FCCR 1.25x (quarterly)
Mandatory Prepayment | 100% from Permanent Facility; 100% from asset sales >$5M indiv./$10M agg.; 75% from equity issuances (excl. comp plans up to $3M/yr)
Voluntary Prepayment | At par, no premium/penalty; subject to SOFR breakage costs; min. $1,000,000
First Interest Payment Due | September 30, 2024
Post-Closing Deadline | August 30, 2024
[sheet: Closing Deliverables]
No. | Document | Responsible Party | Status | Date Delivered / Notes
1 | Bridge Loan Agreement (execution version) | C&H / WGA | ✔ Executed | Executed August 16, 2024; signed by Evan Strickland (AHT) and Renata Voss (Pinnacle Trust)
2 | Guaranty Agreement (execution version) | C&H | ✔ Executed | Executed August 16, 2024; signed by Evan Strickland for each Guarantor; acknowledged by Renata Voss
3 | Security Agreement (execution version) | C&H | ✔ Executed | Executed August 16, 2024; signed by Evan Strickland for Grantors and Derek Calloway for Lender
4 | Borrower's Counsel Legal Opinion | C&H (Claudia Merritt) | ✔ Delivered | Delivered August 16, 2024 to Pinnacle Trust Bank, N.A. per Section 5.01(b)
5 | Secretary's Certificate of Borrower (with Exhibits A–D) | AHT / H&P | ✔ Delivered | Executed by Gerald Fong; Exhibits: (A) Certificate of Incorporation, (B) Bylaws, (C) Board resolutions adopted August 2, 2024, (D) Good standing certs (DE File No. 7284619 & MA, both dated 8/14/2024)
6 | Officer's Closing Certificate | AHT (CFO — Evan Strickland) | ✔ Delivered | Delivered August 16, 2024 per Section 5.01(d); certifies reps & warranties, no default, financial covenant compliance (liquidity ~$72M, net leverage 0.18x, FCCR 3.76x), solvency
7 | Borrowing Request / Funding Notice | AHT (CFO — Evan Strickland) | ✔ Delivered | Delivered August 16, 2024; requests $25,000,000 drawdown to Pinnacle Trust Acct ****8417
8 | Perfection Certificate | C&H / AHT | ✔ Delivered | Delivered August 16, 2024; discloses entity info, collateral locations, deposit accounts, existing liens, IP schedule
9 | Good Standing Certificates — DE (each Loan Party: AHT, AH Holdings, AH Platform) | AHT / H&P | ✔ Delivered | Dated August 14, 2024; Delaware Secretary of State
10 | Good Standing Certificate — MA (Borrower) | AHT / H&P | ✔ Delivered | Dated August 14, 2024; Secretary of the Commonwealth of Massachusetts
11 | UCC, Tax Lien, Judgment Search Reports (DE) | Meridian Filing Services Inc. | ✔ Received | Dated August 12, 2024; results satisfactory; one existing filing noted: Frontier Leasing Corp. Filing No. 2023-2811490 (leased equipment ~$380K, Permitted Lien)
12 | Evidence of Insurance | AHT | ✔ Received | Insurance certificates with financially sound carriers; satisfactory to Lender
13 | Payment of Origination Fee ($125,000) | AHT | ✔ Wire confirmed | 0.50% × $25,000,000 = $125,000; paid at closing
14 | Payment of Lender's Counsel Fees (est. $118,500) | AHT | ✔ Wire confirmed | Paid to Whitfield Gage & Associates LLP Client Trust Acct; within $125,000 cap
15 | Payment of Reedmore Advisory Fee ($150,000) | AHT | ✔ Wire confirmed | Flat fee paid to Reedmore Capital Partners LLC at closing
16 | Funding Wire ($25,000,000) | Pinnacle Trust Bank, N.A. | ✔ Wire confirmed | Ref: PTB-2024-08162841; disbursed to AHT Acct ****8417 at Pinnacle Trust
[sheet: Post-Closing Items]
No. | Item Description | Responsible Party | Deadline | Status | Notes
PC-1 | UCC-1 Financing Statement filing — DE Secretary of State | Meridian Filing Services Inc. | 8/19/2024 | ✔ Filed | Filing No. 2024-3847261; filed August 19, 2024 with Delaware Secretary of State
PC-2 | Deposit Account Control Agreement — Ridgefield National Bank (Acct ****5694, Money Market / Reserves) | C&H / AHT | 8/30/2024 | ☐ Pending | Draft DACA circulated to Ridgefield's counsel (Arden & Lowe LLP, attn: Patricia Neville); execution expected by 8/27/2024
PC-3 | Deposit Account Control Agreement — Ridgefield National Bank (Acct ****7782, Concentration Account) | C&H / AHT | 8/30/2024 | ☐ Pending | Being negotiated concurrently with PC-2
PC-4 | Landlord Waiver — Beacon Ridge Realty Partners LLC (400 Beacon Ridge Pkwy, Suite 800, Waltham, MA 02451) | AHT / H&P (Lucinda Hargrove) | 8/30/2024 | ☐ Pending | H&P coordinating with landlord's property manager; Lender's form waiver transmitted
PC-5 | Landlord Waiver — Keystone Corporate Properties LP (1100 Commerce Blvd, Suite 200, King of Prussia, PA 19406) | AHT / H&P | 8/30/2024 | ☐ Pending | Lease permits assignment of personalty liens; landlord consent expected pro forma
PC-6 | Landlord Waiver — Cumberland Office Holdings Inc. (250 Healthway Dr, Suite 1400, Nashville, TN 37203) | AHT / H&P | 8/30/2024 | ☐ Pending | Smaller facility; Lender has indicated flexibility if waiver not obtained by deadline, provided reasonable extension negotiated
PC-7 | IP Security Agreement — Recordation with USPTO | C&H | 8/30/2024 | ☐ Pending | Short-form trademark and patent security agreements covering Reg. Nos. 6,481,723, 6,481,724, 6,592,108 (trademarks: ARBOR HEALTH word mark, ARBOR HEALTH & Design, ARBORFLOW) and U.S. Patent No. 11,284,671 and App. No. 17/893,214; filing expected 8/26/2024
PC-8 | IP Security Agreement — Recordation with USCO | C&H | 8/30/2024 | ☐ Pending | Short-form copyright security agreement covering Reg. No. TXu 2-341-877 (ARBORFLOW Platform software code); filing expected 8/26/2024
PC-9 | Pledged Stock Certificates and Stock Powers (AH Holdings, AH Platform, MedBridge, Cortland) | AHT / C&H | 8/30/2024 | ☐ Pending | Original certificates for: (i) 100% membership interests in Arbor Health Holdings LLC, (ii) 100% shares of Arbor Health Platform Services Inc., (iii) 100% membership interests in MedBridge Workflow Solutions LLC, (iv) 100% shares of Cortland Surgical Systems, Inc.; with undated stock powers/transfer instruments endorsed in blank; Evan Strickland's office assembling; expected delivery to C&H by 8/28/2024
[sheet: Wire Transfer Summary]
Description | Amount | From | To | Reference
Bridge Loan Funding | $25,000,000.00 | Pinnacle Trust Bank, N.A. | AHT — Pinnacle Trust Acct ****8417 | PTB-2024-08162841
Origination Fee | $125,000.00 | AHT — Pinnacle Trust Acct ****8417 | Pinnacle Trust Bank, N.A. — internal | PTB-FEE-0816
Lender's Counsel Fees | $118,500.00 | AHT — Pinnacle Trust Acct ****8417 | Whitfield Gage & Associates LLP — Client Trust Acct | WGA-INV-20240816
Reedmore Advisory Fee | $150,000.00 | AHT — Pinnacle Trust Acct ****8417 | Reedmore Capital Partners LLC — Operating Acct | RCP-AHT-2024
Total Closing Payments (excl. loan funding) | $393,500.00 | = $125,000 + $118,500 + $150,000
[sheet: Signature Pages]
Document | Signatory | Organization | Execution Method | Wet-Ink Original Status
Bridge Loan Agreement | Evan Strickland, CFO | Arbor Health Technologies Inc. | Brightwater Software — August 16, 2024 | Wet-ink original to follow within 5 Business Days
Bridge Loan Agreement | Renata Voss, Managing Director | Pinnacle Trust Bank, N.A. | Brightwater Software — August 16, 2024 | Wet-ink original to follow within 5 Business Days
Guaranty Agreement | Evan Strickland, Authorized Representative | Arbor Health Holdings LLC | Brightwater Software — August 16, 2024 | Wet-ink original to follow within 5 Business Days
Guaranty Agreement | Evan Strickland, Vice President and Treasurer | Arbor Health Platform Services Inc. | Brightwater Software — August 16, 2024 | Wet-ink original to follow within 5 Business Days
Guaranty Agreement (Acknowledgment) | Renata Voss, Managing Director | Pinnacle Trust Bank, N.A. | Brightwater Software — August 16, 2024 | Wet-ink original to follow within 5 Business Days
Security Agreement | Evan Strickland, CFO | Arbor Health Technologies Inc. | Brightwater Software — August 16, 2024 | Wet-ink original to follow within 5 Business Days
Security Agreement | Evan Strickland, Authorized Representative | Arbor Health Holdings LLC | Brightwater Software — August 16, 2024 | Wet-ink original to follow within 5 Business Days
Security Agreement | Evan Strickland, Vice President and Treasurer | Arbor Health Platform Services Inc. | Brightwater Software — August 16, 2024 | Wet-ink original to follow within 5 Business Days
Security Agreement | Derek Calloway, Vice President | Pinnacle Trust Bank, N.A. | Brightwater Software — August 16, 2024 | Wet-ink original to follow within 5 Business Days
Secretary's Certificate | Gerald Fong, GC & Corp. Secretary | Arbor Health Technologies Inc. | Wet-ink original | Received
Secretary's Certificate (Counter-certification) | Evan Strickland, CFO | Arbor Health Technologies Inc. | Wet-ink original | Received
Officer's Closing Certificate | Evan Strickland, CFO | Arbor Health Technologies Inc. | Wet-ink original | Received
Borrowing Request / Funding Notice | Evan Strickland, CFO | Arbor Health Technologies Inc. | Wet-ink original | Received
Perfection Certificate | Gerald Fong, GC & Corp. Secretary | Arbor Health Technologies Inc. | Wet-ink original | Received
Perfection Certificate | Evan Strickland, Authorized Representative | Arbor Health Holdings LLC | Wet-ink original | Received
Perfection Certificate | Evan Strickland, Vice President and Treasurer | Arbor Health Platform Services Inc. | Wet-ink original | Received
Borrower's Counsel Legal Opinion | Claudia Merritt, Partner | Calderwood & Harkness LLP | Wet-ink original | Received
[sheet: Distribution List]
No. | Recipient Name | Organization | Role | Address / Email | Format
1 | Gerald Fong | Arbor Health Technologies Inc. | General Counsel & Corporate Secretary | 400 Beacon Ridge Parkway, Suite 800, Waltham, MA 02451 / gfong@arborhealth.com | Electronic + Hard Copy
2 | Derek Calloway | Pinnacle Trust Bank, N.A. | Vice President, Healthcare Finance Group | 600 Lexington Avenue, 22nd Floor, New York, NY 10022 / dcalloway@pinnacletrust.com | Electronic + Hard Copy
3 | Catherine Whitfield / Jordan Pace | Whitfield Gage & Associates LLP | Lender's Counsel | 787 Seventh Avenue, 30th Floor, New York, NY 10019 / cwhitfield@whitfieldgage.com | Electronic + Hard Copy
4 | Lucinda Hargrove | Hargrove & Patten LLP | General Outside Counsel to AHT | 200 Clarendon Street, Suite 3400, Boston, MA 02116 / lhargrove@hargrovepatten.com | Electronic + Hard Copy
5 | Claudia Merritt / Marcus Leung | Calderwood & Harkness LLP | Borrower's Counsel (file copy) | One Liberty Plaza, 44th Floor, New York, NY 10006 / cmerritt@calderwoodharkness.com | Electronic + Hard Copy

[sheet: Transaction Summary]

Record

Parties

Dates

Amounts