[sheet: Privilege Log]

[sheet: Privilege Log]
Entry No. | Bates Range / Doc ID | Date of Document | Document Type | Author(s) | Recipient(s) / Addressee(s) | CC / Other Recipients | Subject / Description | No. of Pages | Privilege(s) Asserted | Basis for Privilege | Withheld in Full or Redacted
1 | VHG-PRIV-000001 – VHG-PRIV-000004 | 2022-08-30 | Letter | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (General Counsel, Verimark Hospitality Group Inc.) | Engagement letter from Calderwood & Harkness LLP to Verimark Hospitality Group Inc. regarding representation in insurance-coverage dispute; contains confidential legal strategy and fee arrangements. Engagement No. 1021-00003. | 4 | Attorney-Client Privilege | Confidential communication between client and retained counsel for the purpose of obtaining legal advice regarding insurance-coverage claims arising from Hurricane Callista. | Withheld
2 | VHG-PRIV-000005 – VHG-PRIV-000006 | 2022-08-29 | Memorandum | Andrew Fitzpatrick (Calderwood & Harkness LLP) | Elaine Forsythe (Calderwood & Harkness LLP) | Internal conflicts check memorandum regarding proposed representation of VHG against Ironclad Indemnity Corporation, Pinnacle Surplus Lines Inc., Montclair Assurance Company, and Sovereign Re Ltd. | 2 | Work Product | Document prepared by counsel in anticipation of litigation reflecting attorney mental impressions and legal analysis. | Withheld
3 | VHG-PRIV-000007 – VHG-PRIV-000021 | 2022-09-05 | Memorandum | Tiffany Rosenthal (Calderwood & Harkness LLP) | Elaine Forsythe (Calderwood & Harkness LLP) | Preliminary coverage analysis memorandum analyzing VHG's all-risk property and business-interruption policies across all four layers of insurance tower (Ironclad policy IIC-PRP-2022-07541, Pinnacle policy PSL-XS1-2022-3390, Montclair policy MAC-XS2-2022-09817, Sovereign Re policy SRL-XS3-2022-5102). Contains legal analysis of policy provisions, exclusions, and coverage strategy. | 15 | Both | Attorney work product prepared in anticipation of litigation containing legal analysis, mental impressions, and coverage strategy; also constitutes attorney-client privileged communication reflecting counsel's legal advice. | Withheld
4 | VHG-PRIV-000022 – VHG-PRIV-000025 | 2022-09-08 | Spreadsheet | Andrew Fitzpatrick (Calderwood & Harkness LLP) | Tiffany Rosenthal; Elaine Forsythe (Calderwood & Harkness LLP) | Policy comparison chart comparing key terms across primary and three excess layers including limits, attachment points, deductibles, named-windstorm provisions, flood exclusions, and period of restoration definitions. Prepared as attorney work product. | 4 | Work Product | Analytical work product prepared by counsel in anticipation of litigation reflecting attorney selection, organization, and analysis of policy terms for litigation strategy purposes. | Withheld
5 | VHG-PRIV-000026 – VHG-PRIV-000029 | 2022-09-19 | Memorandum / Notice | Calderwood & Harkness LLP | Marcus Ellsworth (CEO, VHG); Diane Calder (CFO, VHG); Nathaniel Driscoll (GC, VHG); Sandra Pellegrini (VP Risk Mgmt, VHG) | Litigation hold notice prepared by counsel directing preservation of documents relating to Hurricane Callista damage, insurance claims, business-interruption losses, and communications with Ironclad, Pinnacle, Montclair, Sovereign Re, Tidewater Risk Advisors LLC, and Arbor Claims Services LLC. | 4 | Attorney-Client Privilege | Communication from counsel to client providing legal advice regarding document preservation obligations in anticipation of litigation. | Withheld
6 | VHG-PRIV-000030 – VHG-PRIV-000033 | 2022-09-20 | Email | Nathaniel Driscoll (General Counsel, VHG) | Elaine Forsythe (Calderwood & Harkness LLP) | Sandra Pellegrini (VP Risk Mgmt, VHG) | Email forwarding internal VHG assessment of property damage at Grand Key Resort, Harborview Hotel & Conference Center, and Sunset Shores, with request for legal advice regarding coverage and claim strategy. | 4 | Attorney-Client Privilege | Confidential communication from client to counsel for the purpose of seeking legal advice regarding insurance claim. | Withheld
7 | VHG-PRIV-000034 – VHG-PRIV-000036 | 2022-09-25 | Email | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG); Sandra Pellegrini (VP Risk Mgmt, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Email providing legal advice regarding VHG's initial notice of loss submitted to Ironclad on September 22, 2022, and recommended next steps for claim documentation. | 3 | Attorney-Client Privilege | Confidential communication from counsel to client conveying legal advice regarding insurance-claim procedures and strategy. | Withheld
8 | VHG-PRIV-000037 – VHG-PRIV-000040 | 2022-10-08 | Email chain | Sandra Pellegrini (VP Risk Mgmt, VHG) | Elaine Forsythe; Tiffany Rosenthal (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG) | Email chain discussing Arbor Claims Services LLC (Denise Whitford) initial property inspection on October 5, 2022, and seeking legal guidance on VHG's interactions with the independent adjuster. | 4 | Attorney-Client Privilege | Confidential communication between client and counsel seeking and providing legal advice regarding interactions with insurer's independent adjuster. | Withheld
9 | VHG-PRIV-000041 – VHG-PRIV-000055 | 2022-10-20 | Memorandum | Tiffany Rosenthal; Andrew Fitzpatrick (Calderwood & Harkness LLP) | Elaine Forsythe (Calderwood & Harkness LLP) | Memorandum analyzing whether the $15M named-windstorm sub-limit in the Ironclad primary policy was deleted at the July 2022 renewal, based on broker correspondence from Franklin Orde at Tidewater Risk Advisors LLC. Contains legal analysis and strategy recommendations. | 15 | Both | Attorney work product prepared in anticipation of litigation containing legal analysis, mental impressions, and conclusions regarding the windstorm sub-limit endorsement issue; also reflects attorney-client privileged legal advice. | Withheld
10 | VHG-PRIV-000056 – VHG-PRIV-000060 | 2022-10-22 | Email | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG); Sandra Pellegrini (VP Risk Mgmt, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Email conveying counsel's analysis and legal advice regarding Ironclad's October 12, 2022 reservation of rights letter and recommended response strategy. | 5 | Attorney-Client Privilege | Confidential communication from counsel to client providing legal advice and strategy regarding insurer's reservation of rights. | Withheld
11 | VHG-PRIV-000061 – VHG-PRIV-000073 | 2022-11-01 | Memorandum | Andrew Fitzpatrick (Calderwood & Harkness LLP) | Elaine Forsythe; Tiffany Rosenthal (Calderwood & Harkness LLP) | Legal research memorandum analyzing Florida anti-concurrent causation jurisprudence, addressing Ironclad's argument that storm-surge damage at Grand Key Resort triggers the flood exclusion. Contains legal analysis and case strategy. | 13 | Both | Attorney work product containing legal research, analysis, and mental impressions prepared in anticipation of litigation; constitutes privileged attorney analysis of coverage issues. | Withheld
12 | VHG-PRIV-000074 – VHG-PRIV-000085 | 2022-11-10 | Memorandum | Tiffany Rosenthal (Calderwood & Harkness LLP) | Elaine Forsythe (Calderwood & Harkness LLP) | Memorandum analyzing the period-of-restoration clause in the Ironclad policy and Florida law standards. Addresses each property: Grand Key Resort (178 days closure), Harborview (135 days), and Sunset Shores (73 days full closure). Contains legal analysis rebutting Ironclad's unreasonable-delay position. | 12 | Both | Attorney work product reflecting legal analysis and mental impressions regarding period-of-restoration coverage dispute; prepared in anticipation of litigation. | Withheld
13 | VHG-PRIV-000086 – VHG-PRIV-000091 | 2022-11-12 | Email chain | Diane Calder (CFO, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG) | Email chain transmitting VHG financial data including pre-loss ADR, occupancy rates, and revenue figures for Grand Key Resort, Harborview Hotel, and Sunset Shores in connection with preparation of sworn statement in proof of loss. Seeks legal guidance on presentation of loss calculation. | 6 | Attorney-Client Privilege | Confidential communication from client to counsel transmitting information and seeking legal advice in connection with preparation of insurance claim documentation. | Withheld
14 | VHG-PRIV-000092 – VHG-PRIV-000096 | 2022-11-14 | Email | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG); Diane Calder (CFO, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Email providing legal advice regarding the sworn statement in proof of loss to be submitted to Ironclad on November 15, 2022, including review comments on the $60M loss calculation and legal implications of the submission. | 5 | Attorney-Client Privilege | Confidential communication from counsel to client providing legal advice regarding the preparation and submission of the sworn proof of loss. | Withheld
15 | VHG-PRIV-000097 – VHG-PRIV-000107 | 2022-12-02 | Memorandum | Andrew Fitzpatrick (Calderwood & Harkness LLP) | Elaine Forsythe; Tiffany Rosenthal (Calderwood & Harkness LLP) | Memorandum analyzing the flood exclusion in the Ironclad primary policy as applied to storm-surge damage at Grand Key Resort. Distinguishes between wind-driven rain, storm surge, and tidal flooding. Discusses interaction with anti-concurrent causation clause. | 11 | Both | Attorney work product containing legal analysis and mental impressions prepared in anticipation of litigation; reflects counsel's strategy regarding the flood-exclusion defense. | Withheld
16 | VHG-PRIV-000108 – VHG-PRIV-000112 | 2022-12-15 | Email chain | Nathaniel Driscoll (GC, VHG) | Elaine Forsythe (Calderwood & Harkness LLP) | Marcus Ellsworth (CEO, VHG); Sandra Pellegrini (VP Risk Mgmt, VHG) | Email chain discussing VHG's restoration timeline and mitigation efforts at all three properties, seeking counsel's legal advice on documentation of mitigation measures to rebut anticipated failure-to-mitigate defense. | 5 | Attorney-Client Privilege | Confidential communication between client and counsel seeking and providing legal advice regarding mitigation obligations and documentation strategy. | Withheld
17 | VHG-PRIV-000113 – VHG-PRIV-000120 | 2023-01-10 | Memorandum | Howard Bellamy (Calderwood & Harkness LLP) | Elaine Forsythe; Tiffany Rosenthal; Andrew Fitzpatrick (Calderwood & Harkness LLP) | Revised fee and staffing memorandum documenting updated fee arrangement including contingency enhancement of 5% of net recovery above $30M. Contains confidential fee terms and staffing projections for litigation phase. Engagement No. 1021-00003. | 8 | Both | Attorney-client privileged communication regarding fee arrangements; also work product reflecting anticipated litigation scope and strategy. | Withheld
18 | VHG-PRIV-000121 – VHG-PRIV-000140 | 2023-01-15 | Memorandum | Elaine Forsythe; Tiffany Rosenthal (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG) | Strategic assessment and litigation recommendation memorandum evaluating merits of coverage claims against all four insurers, projected litigation timeline, and recommending filing suit in Eleventh Judicial Circuit, Miami-Dade County. References $60M aggregate claim. | 20 | Both | Attorney work product containing legal analysis, mental impressions, strategy recommendations, and conclusions prepared in anticipation of litigation; also constitutes attorney-client communication conveying legal advice. | Withheld
19 | VHG-PRIV-000141 – VHG-PRIV-000148 | 2023-01-20 | Letter | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG) | Coverage position summary letter to client summarizing analysis of each insurer's denial positions, weaknesses in defenses (windstorm sub-limit deletion, concurrent causation, period of restoration, duty to mitigate), and recommended next steps including pre-suit negotiations and potential litigation. | 8 | Attorney-Client Privilege | Confidential communication from counsel to client providing legal advice regarding coverage positions and litigation strategy. | Withheld
20 | VHG-PRIV-000149 – VHG-PRIV-000153 | 2023-01-25 | Email chain | Marcus Ellsworth (CEO, VHG) | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG); Diane Calder (CFO, VHG) | Email chain in which VHG CEO discusses business considerations related to litigation decision and seeks counsel's advice on timing and strategy for filing suit. Contains confidential business and legal strategy information. | 5 | Attorney-Client Privilege | Confidential communication between client and counsel regarding litigation decision-making and strategy. | Withheld
21 | VHG-PRIV-000154 – VHG-PRIV-000158 | 2023-02-05 | Email | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG); Marcus Ellsworth (CEO, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Email analyzing Ironclad's February 3, 2023 formal coverage denial and advising on bad-faith implications under Florida law. Discusses strategy for response and litigation filing timeline. | 5 | Attorney-Client Privilege | Confidential communication from counsel to client providing legal advice regarding insurer's formal denial and bad-faith exposure. | Withheld
22 | VHG-PRIV-000159 – VHG-PRIV-000162 | 2023-02-12 | Email | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Email discussing Pinnacle's February 10, 2023 follow-form denial and legal implications for excess-layer claims. Contains strategy advice regarding coordination of claims against all four insurers. | 4 | Attorney-Client Privilege | Confidential communication from counsel to client providing legal advice regarding excess insurer's denial and multi-defendant litigation strategy. | Withheld
23 | VHG-PRIV-000163 – VHG-PRIV-000185 | 2023-02-25 | Memorandum with draft | Tiffany Rosenthal; Andrew Fitzpatrick (Calderwood & Harkness LLP) | Elaine Forsythe (Calderwood & Harkness LLP) | Draft complaint and internal memorandum discussing legal theories, claim structure, and litigation strategy for the proposed action against Ironclad, Pinnacle, Montclair, and Sovereign Re. Includes attorney assessment of strengths and weaknesses of each count. | 23 | Both | Attorney work product prepared in anticipation of litigation reflecting attorney mental impressions, legal theories, and litigation strategy; draft pleading prepared by counsel. | Withheld
24 | VHG-PRIV-000186 – VHG-PRIV-000190 | 2023-02-27 | Email chain | Nathaniel Driscoll (GC, VHG) | Elaine Forsythe (Calderwood & Harkness LLP) | Marcus Ellsworth (CEO, VHG) | Email chain reviewing and approving draft complaint for filing; contains client's comments and questions regarding litigation strategy and counsel's responsive legal advice. | 5 | Attorney-Client Privilege | Confidential communication between client and counsel regarding review of draft pleading and litigation strategy. | Withheld
25 | VHG-PRIV-000191 – VHG-PRIV-000200 | 2023-03-28 | Memorandum with draft | Tiffany Rosenthal (Calderwood & Harkness LLP) | Elaine Forsythe (Calderwood & Harkness LLP) | Draft memorandum of law in opposition to defendants' anticipated motion to dismiss/stay, with internal analysis of jurisdictional arguments and strategy notes. | 10 | Work Product | Attorney work product prepared in anticipation of litigation containing legal analysis, mental impressions, and draft advocacy documents. | Withheld
26 | VHG-PRIV-000201 – VHG-PRIV-000205 | 2023-04-10 | Email chain | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG); Sandra Pellegrini (VP Risk Mgmt, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Email providing legal advice regarding defendants' motion to dismiss and recommended opposition strategy. Discusses procedural posture and likelihood of success. | 5 | Attorney-Client Privilege | Confidential communication from counsel to client providing legal advice regarding pending motion and litigation strategy. | Withheld
27 | VHG-PRIV-000206 – VHG-PRIV-000211 | 2023-04-20 | Letter | Elaine Forsythe (Calderwood & Harkness LLP) | Dr. Helen Vasquez (Meridian Forensic Economics LLC) | Expert retention letter to Meridian Forensic Economics LLC retaining Dr. Vasquez as VHG's forensic accounting and damages expert. Contains scope of engagement, fee terms ($625/hr for Dr. Vasquez, $375/hr for supporting analysts), and confidentiality obligations. | 6 | Work Product | Communication with consulting/testifying expert retained in anticipation of litigation; reflects attorney mental impressions regarding scope and direction of expert analysis. | Withheld
28 | VHG-PRIV-000212 – VHG-PRIV-000216 | 2023-04-22 | Letter | Elaine Forsythe (Calderwood & Harkness LLP) | Jeffrey Caldwell, PE (Caldwell Engineering Associates Inc.) | Expert retention letter to Caldwell Engineering Associates Inc. retaining Jeffrey Caldwell as VHG's forensic engineering and cause-of-loss expert. Scope includes analysis of wind vs. storm surge damage at all three properties. | 5 | Work Product | Communication with consulting/testifying expert retained in anticipation of litigation; reflects attorney mental impressions regarding scope of expert engagement. | Withheld
29 | VHG-PRIV-000217 – VHG-PRIV-000224 | 2023-05-01 | Memorandum | Tiffany Rosenthal (Calderwood & Harkness LLP) | Dr. Helen Vasquez (Meridian Forensic Economics LLC) | Memorandum outlining data requirements for damages analysis including VHG's historical financial performance, property-level revenue data, ADR and occupancy rates, extra expenses, saved expenses, and the policy's period-of-restoration definition. | 8 | Work Product | Attorney work product directing expert analysis in anticipation of litigation; reflects counsel's mental impressions and litigation strategy regarding damages quantification. | Withheld
30 | VHG-PRIV-000225 – VHG-PRIV-000230 | 2023-05-01 | Memorandum | Andrew Fitzpatrick (Calderwood & Harkness LLP) | Jeffrey Caldwell, PE (Caldwell Engineering Associates Inc.) | Memorandum outlining scope of forensic engineering analysis including differentiation between wind damage and storm-surge/flood damage at each property, structural damage timelines, and opinion on reasonable restoration periods. | 6 | Work Product | Attorney work product directing expert analysis in anticipation of litigation; reflects counsel's mental impressions regarding causation issues. | Withheld
31 | VHG-PRIV-000231 – VHG-PRIV-000240 | 2023-05-15 | Email chain | Sandra Pellegrini (VP Risk Mgmt, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG) | Email chain discussing VHG's insurance program design and communications with Tidewater Risk Advisors regarding the windstorm sub-limit deletion at the July 2022 renewal. Seeks legal advice on preservation and production of broker communications. | 10 | Attorney-Client Privilege | Confidential communication between client and counsel seeking legal advice regarding discovery obligations and coverage strategy. | Withheld
32 | VHG-PRIV-000241 – VHG-PRIV-000250 | 2023-06-15 | Memorandum | Andrew Fitzpatrick (Calderwood & Harkness LLP) | Elaine Forsythe; Tiffany Rosenthal (Calderwood & Harkness LLP) | Internal memorandum analyzing defendants' discovery responses and identifying deficiencies; includes strategy for follow-up discovery requests and potential motion to compel regarding Ironclad underwriting files related to the windstorm sub-limit. | 10 | Work Product | Attorney work product prepared in anticipation of litigation reflecting attorney mental impressions, analysis, and strategy regarding discovery disputes. | Withheld
33 | VHG-PRIV-000251 – VHG-PRIV-000255 | 2023-06-28 | Email chain | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Email discussing discovery strategy and advising client on scope of document production, privilege assertions, and preparation for upcoming depositions. | 5 | Attorney-Client Privilege | Confidential communication from counsel to client providing legal advice regarding discovery obligations and litigation strategy. | Withheld
34 | VHG-PRIV-000256 – VHG-PRIV-000265 | 2023-07-05 | Memorandum | Tiffany Rosenthal (Calderwood & Harkness LLP) | Elaine Forsythe (Calderwood & Harkness LLP) | Internal memorandum reviewing and analyzing VHG's verified responses to Ironclad's interrogatories prior to service. Contains counsel's strategic analysis of disclosure decisions. | 10 | Work Product | Attorney work product reflecting attorney mental impressions and strategy regarding scope and content of discovery responses. | Withheld
35 | VHG-PRIV-000266 – VHG-PRIV-000275 | 2023-07-07 | Memorandum | Tiffany Rosenthal; Andrew Fitzpatrick (Calderwood & Harkness LLP) | Elaine Forsythe (Calderwood & Harkness LLP) | Deposition outline for Victor Haddon (Ironclad Senior VP of Claims). Topics include basis for reservation of rights (Oct. 12, 2022), formal denial (Feb. 3, 2023), windstorm sub-limit issue, reliance on Arbor Claims Services adjustment, and communications with excess carriers. | 10 | Work Product | Attorney work product prepared in anticipation of litigation containing attorney mental impressions, strategy, and planned lines of examination for deposition. | Withheld
36 | VHG-PRIV-000276 – VHG-PRIV-000283 | 2023-07-12 | Email chain | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG); Sandra Pellegrini (VP Risk Mgmt, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Email summarizing key testimony and admissions from Victor Haddon deposition (July 10, 2023) and providing legal analysis of impact on coverage positions, particularly regarding the windstorm sub-limit. | 8 | Both | Attorney-client privileged communication conveying legal advice based on deposition testimony; also work product reflecting attorney mental impressions and strategic analysis. | Withheld
37 | VHG-PRIV-000284 – VHG-PRIV-000291 | 2023-07-21 | Memorandum | Andrew Fitzpatrick (Calderwood & Harkness LLP) | Elaine Forsythe; Tiffany Rosenthal (Calderwood & Harkness LLP) | Deposition outline for Denise Whitford (Arbor Claims Services LLC, lead independent adjuster). Topics include October 5, 2022 property inspection, damage assessment methodology, period of restoration analysis, and communications with Ironclad. | 8 | Work Product | Attorney work product prepared in anticipation of litigation reflecting attorney mental impressions, strategy, and planned examination topics. | Withheld
38 | VHG-PRIV-000292 – VHG-PRIV-000297 | 2023-07-26 | Email | Tiffany Rosenthal (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG) | Elaine Forsythe (Calderwood & Harkness LLP) | Email summarizing key testimony from Denise Whitford deposition (July 24, 2023) regarding independent adjustment findings and communications with Ironclad. Contains legal analysis of significance for VHG's claims. | 6 | Both | Attorney-client privileged communication conveying legal advice; also attorney work product containing analysis and mental impressions regarding deposition testimony. | Withheld
39 | VHG-PRIV-000298 – VHG-PRIV-000310 | 2023-08-03 | Memorandum | Tiffany Rosenthal (Calderwood & Harkness LLP) | Marcus Ellsworth (CEO, VHG) | Nathaniel Driscoll (GC, VHG); Elaine Forsythe (Calderwood & Harkness LLP) | Confidential deposition preparation memorandum for Marcus Ellsworth. Covers anticipated topics including VHG's decision to evacuate properties, timeline of closures, restoration decisions, financial impact, and communications with insurers. Includes key documents to review and potential difficult questions. | 13 | Both | Attorney-client privileged communication providing legal advice for deposition preparation; also attorney work product reflecting mental impressions and anticipated lines of questioning. | Withheld
40 | VHG-PRIV-000311 – VHG-PRIV-000322 | 2023-08-04 | Memorandum | Tiffany Rosenthal (Calderwood & Harkness LLP) | Diane Calder (CFO, VHG) | Nathaniel Driscoll (GC, VHG); Elaine Forsythe (Calderwood & Harkness LLP) | Confidential deposition preparation memorandum for Diane Calder. Focus on financial data underlying the $60M BI claim, saved-expense calculations, revenue projections, and VHG's financial condition during closure periods. | 12 | Both | Attorney-client privileged communication providing legal advice for deposition preparation; also attorney work product reflecting mental impressions and anticipated examination topics. | Withheld
41 | VHG-PRIV-000323 – VHG-PRIV-000334 | 2023-08-10 | Memorandum | Andrew Fitzpatrick (Calderwood & Harkness LLP) | Sandra Pellegrini (VP Risk Mgmt, VHG) | Nathaniel Driscoll (GC, VHG); Elaine Forsythe (Calderwood & Harkness LLP) | Confidential deposition preparation memorandum for Sandra Pellegrini. Topics include VHG's insurance program design, communications with Tidewater Risk Advisors regarding windstorm sub-limit, notice of loss procedures, and mitigation efforts. | 12 | Both | Attorney-client privileged communication providing legal advice for deposition preparation; also attorney work product reflecting mental impressions and anticipated examination topics. | Withheld
42 | VHG-PRIV-000335 – VHG-PRIV-000342 | 2023-08-25 | Memorandum | Andrew Fitzpatrick (Calderwood & Harkness LLP) | Elaine Forsythe; Tiffany Rosenthal (Calderwood & Harkness LLP) | Deposition outline for Franklin Orde (Tidewater Risk Advisors LLC, account executive for VHG). Focus on July 2022 renewal negotiations, windstorm sub-limit deletion, representations to VHG, and communications with Ironclad's underwriting department. | 8 | Work Product | Attorney work product prepared in anticipation of litigation reflecting mental impressions, strategy, and planned examination topics for non-party deposition. | Withheld
43 | VHG-PRIV-000343 – VHG-PRIV-000348 | 2023-08-30 | Email chain | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG); Sandra Pellegrini (VP Risk Mgmt, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Email summarizing key testimony from Franklin Orde deposition (August 28, 2023) confirming his account of the windstorm sub-limit deletion negotiations with Ironclad's underwriting department. Contains legal analysis of significance for summary judgment strategy. | 6 | Both | Attorney-client privileged communication conveying legal advice regarding deposition outcomes; also attorney work product reflecting mental impressions and strategic analysis. | Withheld
44 | VHG-PRIV-000349 – VHG-PRIV-000360 | 2023-09-05 | Memorandum | Tiffany Rosenthal (Calderwood & Harkness LLP) | Elaine Forsythe (Calderwood & Harkness LLP) | Post-deposition summary and key admissions memorandum analyzing testimony from all fact depositions (Haddon, Whitford, Orde, Ellsworth, Calder, Pellegrini). Highlights favorable admissions for summary judgment motion, including Haddon's testimony on the windstorm sub-limit and Orde's confirmation of deletion negotiations. | 12 | Work Product | Attorney work product prepared in anticipation of litigation containing analysis of deposition testimony, mental impressions, and strategic conclusions. | Withheld
45 | VHG-PRIV-000361 – VHG-PRIV-000375 | 2023-09-08 | Memorandum | Tiffany Rosenthal (Calderwood & Harkness LLP) | Elaine Forsythe (Calderwood & Harkness LLP) | Internal memorandum reviewing and analyzing Dr. Helen Vasquez's draft expert report quantifying VHG's $60M business-interruption losses. Identifies strengths, potential vulnerabilities, and suggested revisions prior to September 15, 2023 service deadline. | 15 | Work Product | Attorney work product reflecting mental impressions, analysis, and strategic evaluation of expert's draft report in anticipation of litigation. | Withheld
46 | VHG-PRIV-000376 – VHG-PRIV-000387 | 2023-09-10 | Memorandum | Andrew Fitzpatrick (Calderwood & Harkness LLP) | Elaine Forsythe (Calderwood & Harkness LLP) | Internal memorandum reviewing and analyzing Jeffrey Caldwell's draft forensic engineering report on cause-of-loss and damage differentiation at the three VHG properties. Reviews conclusions on wind vs. storm surge damage. | 12 | Work Product | Attorney work product reflecting mental impressions, analysis, and strategic evaluation of expert's draft report in anticipation of litigation. | Withheld
47 | VHG-PRIV-000388 – VHG-PRIV-000395 | 2023-09-18 | Email chain | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG); Diane Calder (CFO, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Email chain discussing the served expert reports (Dr. Vasquez and Jeffrey Caldwell) and providing counsel's assessment of the strength of VHG's damages case and the defense expert's anticipated rebuttal positions (Dr. Warren Birk of Graystone Consulting Group LLC). | 8 | Both | Attorney-client privileged communication conveying legal advice and case assessment; also work product reflecting counsel's mental impressions and strategic analysis. | Withheld
48 | VHG-PRIV-000396 – VHG-PRIV-000405 | 2023-10-05 | Memorandum | Tiffany Rosenthal; Andrew Fitzpatrick (Calderwood & Harkness LLP) | Elaine Forsythe (Calderwood & Harkness LLP) | Internal memorandum analyzing Dr. Warren Birk's (Graystone Consulting Group LLC) rebuttal expert report and identifying weaknesses in his methodology and conclusions. Contains strategy for cross-examination at deposition. | 10 | Work Product | Attorney work product containing analysis, mental impressions, and strategic planning prepared in anticipation of litigation. | Withheld
49 | VHG-PRIV-000406 – VHG-PRIV-000415 | 2023-10-12 | Memorandum | Tiffany Rosenthal (Calderwood & Harkness LLP) | Dr. Helen Vasquez (Meridian Forensic Economics LLC) | Elaine Forsythe (Calderwood & Harkness LLP) | Confidential deposition preparation memorandum for Dr. Vasquez in advance of October 16, 2023 deposition by defense counsel. Covers anticipated challenges to methodology, key assumptions to defend (ADR, occupancy rates, period of restoration), and Dr. Birk's competing analysis. | 10 | Work Product | Attorney work product reflecting mental impressions and litigation strategy communicated to testifying expert in anticipation of deposition. | Withheld
50 | VHG-PRIV-000416 – VHG-PRIV-000423 | 2023-10-20 | Email chain | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Email summarizing Dr. Vasquez's deposition (October 16, 2023) and Dr. Birk's deposition (October 23, 2023 — anticipated), with counsel's assessment of impact on case valuation and settlement posture. | 8 | Both | Attorney-client privileged communication conveying legal advice and case evaluation; also work product reflecting counsel's mental impressions. | Redacted
51 | VHG-PRIV-000424 – VHG-PRIV-000430 | 2023-10-25 | Email chain | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG); Marcus Ellsworth (CEO, VHG); Diane Calder (CFO, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Email chain discussing summary judgment strategy following completion of expert discovery. Contains counsel's assessment of motion prospects and recommendation to file partial summary judgment on windstorm sub-limit issue. | 7 | Both | Attorney-client privileged communication providing legal advice on motions strategy; also work product reflecting counsel's mental impressions and strategic analysis. | Withheld
52 | VHG-PRIV-000431 – VHG-PRIV-000448 | 2023-10-28 | Memorandum with draft | Tiffany Rosenthal; Andrew Fitzpatrick (Calderwood & Harkness LLP) | Elaine Forsythe (Calderwood & Harkness LLP) | Draft motion for partial summary judgment, supporting memorandum of law, and statement of undisputed material facts regarding the windstorm sub-limit deletion issue. Contains internal annotations reflecting attorney strategy and mental impressions. | 18 | Work Product | Attorney work product consisting of draft advocacy documents with internal strategic annotations prepared in anticipation of litigation. | Withheld
53 | VHG-PRIV-000449 – VHG-PRIV-000453 | 2023-11-03 | Email | Nathaniel Driscoll (GC, VHG) | Elaine Forsythe (Calderwood & Harkness LLP) | Marcus Ellsworth (CEO, VHG) | Email requesting counsel's evaluation of likelihood of success on partial summary judgment motion and inquiry regarding potential settlement timing in relation to the pending motions. | 5 | Attorney-Client Privilege | Confidential communication from client to counsel seeking legal advice regarding litigation strategy and settlement considerations. | Withheld
54 | VHG-PRIV-000454 – VHG-PRIV-000465 | 2023-11-22 | Memorandum | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG) | Confidential settlement authority analysis and recommendation memorandum analyzing settlement ranges, litigation risks, probability of outcomes at trial, and recommending authority to settle for no less than $40M. Discusses strength of windstorm sub-limit argument and projected litigation costs. | 12 | Both | Attorney-client privileged communication providing settlement advice and recommendations; also attorney work product reflecting mental impressions, case evaluation, and strategic analysis. | Withheld
55 | VHG-PRIV-000466 – VHG-PRIV-000472 | 2023-11-25 | Email | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG); Marcus Ellsworth (CEO, VHG); Diane Calder (CFO, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP) | Pre-mediation strategy email discussing opening demand position, anticipated defense settlement posture, and recommended negotiation approach for December 4–5, 2023 mediation before Hon. Richard Mendelson (Ret.) at Keystone Dispute Resolution Inc. | 7 | Both | Attorney-client privileged communication providing strategic advice for mediation; also attorney work product reflecting mental impressions and settlement strategy. | Withheld
56 | VHG-PRIV-000473 – VHG-PRIV-000490 | 2023-11-28 | Memorandum | Elaine Forsythe; Tiffany Rosenthal (Calderwood & Harkness LLP) | Hon. Richard Mendelson (Ret.) (Keystone Dispute Resolution Inc.) | Confidential mediation position statement submitted to the mediator. Summarizes VHG's $60M claim, strength of VHG's position on each coverage issue, pending summary judgment motions, and settlement expectations. | 18 | Work Product | Attorney work product prepared for mediation reflecting counsel's mental impressions, case evaluation, and settlement strategy; mediation communications are also privileged under Florida mediation confidentiality statute. | Withheld
57 | VHG-PRIV-000491 – VHG-PRIV-000510 | 2023-12-01 | Presentation | Tiffany Rosenthal; Andrew Fitzpatrick (Calderwood & Harkness LLP) | Elaine Forsythe (Calderwood & Harkness LLP) | Mediation damages summary and exhibit book prepared for mediation session. Summarizes BI losses at each property (Grand Key $31.4M, Harborview $18.7M, Sunset Shores $9.9M), insurance tower structure, key policy provisions, timeline, and favorable testimony. Contains attorney strategic annotations. | 20 | Work Product | Attorney work product prepared for mediation proceedings reflecting counsel's selection, organization, and presentation of facts for advocacy purposes; also protected by Florida mediation confidentiality. | Withheld
58 | VHG-PRIV-000511 – VHG-PRIV-000515 | 2023-12-05 | Handwritten Notes | Elaine Forsythe (Calderwood & Harkness LLP) | Attorney's handwritten notes taken during the December 4–5, 2023 mediation at Keystone Dispute Resolution Inc. Reflect counsel's mental impressions, negotiation strategies, and assessment of parties' positions during mediation sessions. | 5 | Both | Attorney work product reflecting mental impressions during mediation; also protected by Florida mediation confidentiality statute. | Withheld
59 | VHG-PRIV-000516 – VHG-PRIV-000519 | 2023-12-06 | Email | Elaine Forsythe (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG); Marcus Ellsworth (CEO, VHG); Diane Calder (CFO, VHG) | Tiffany Rosenthal (Calderwood & Harkness LLP); Howard Bellamy (Calderwood & Harkness LLP) | Email providing post-mediation analysis and counsel's assessment of the $47,300,000 settlement reached on December 5, 2023. Discusses allocation across carriers and next steps for documenting settlement. | 4 | Both | Attorney-client privileged communication providing post-settlement legal advice; also work product reflecting counsel's analysis of settlement terms. | Withheld
60 | VHG-PRIV-000520 – VHG-PRIV-000525 | 2023-12-15 | Email chain | Tiffany Rosenthal (Calderwood & Harkness LLP) | Nathaniel Driscoll (GC, VHG) | Elaine Forsythe (Calderwood & Harkness LLP) | Email chain regarding review of draft settlement agreement and mutual release prior to execution. Contains counsel's legal advice on specific provisions including confidentiality, release scope, and payment schedule terms (lump sum due by February 2, 2024). | 6 | Attorney-Client Privilege | Confidential communication between counsel and client providing legal advice regarding settlement agreement terms. | Withheld
[sheet: Cover & Certification]
Field | Value
Case Caption | Verimark Hospitality Group Inc. v. Ironclad Indemnity Corp. et al.
Case Number | 2022-CA-031547
Court | Eleventh Judicial Circuit of Florida, Miami-Dade County
Presiding Judge | Hon. Catherine Embry
Plaintiff | Verimark Hospitality Group Inc.
Defendants | Ironclad Indemnity Corporation; Pinnacle Surplus Lines Inc.; Montclair Assurance Company; Sovereign Re Ltd.
Document Title | Plaintiff's Privilege Log
Date Served | August 1, 2023
Prepared By | Andrew Fitzpatrick, Calderwood & Harkness LLP
Reviewed By | Tiffany Rosenthal, Calderwood & Harkness LLP
Supervising Attorney | Elaine Forsythe, Calderwood & Harkness LLP
Firm Address | 333 SE 2nd Avenue, Suite 4400, Miami, FL 33131
Engagement Number | 1021-00003
Total Entries | 60
Bates Range | VHG-PRIV-000001 through VHG-PRIV-000525
Privileges Asserted | Attorney-Client Privilege; Work-Product Doctrine; Florida Mediation Confidentiality (§ 44.405, Fla. Stat.)
Certification | I hereby certify that the foregoing Privilege Log is a complete and accurate identification of documents and communications withheld or redacted from production on the basis of the privileges stated herein, and that the descriptions provided are sufficient to enable Defendants to assess the applicability of the claimed privileges without revealing the substance of the privileged information.
Certifying Attorney | Elaine Forsythe, Partner, Calderwood & Harkness LLP
Date of Certification | August 1, 2023
[sheet: Summary Statistics]
Category | Count | Percentage
By Privilege Asserted:
Attorney-Client Privilege Only | 18 | 30.0%
Work Product Only | 14 | 23.3%
Both (Attorney-Client & Work Product) | 28 | 46.7%
Total Entries | 60 | 100.0%
By Document Type:
Email / Email Chain | 22 | 36.7%
Memorandum | 27 | 45.0%
Letter | 5 | 8.3%
Memorandum with Draft | 3 | 5.0%
Presentation | 1 | 1.7%
Spreadsheet | 1 | 1.7%
Handwritten Notes | 1 | 1.7%
By Withholding Status:
Withheld in Full | 59 | 98.3%
Redacted | 1 | 1.7%
By Author Organization:
Calderwood & Harkness LLP (sole or primary author) | 47 | 78.3%
VHG personnel (to Calderwood & Harkness) | 13 | 21.7%
Date Range:
Earliest Entry | 2022-08-29
Latest Entry | 2023-12-15