Extract to table

The endorsement should state, in unambiguous terms, that "the Named-Windstorm Business-Interruption Sub-Limit is hereby deleted in its entirety and the full policy limit shall apply to business-interruption losses arising from named windstorms

Equally important, VHG must confirm that all excess and surplus-lines policies in the tower — currently placed with Pinnacle Surplus Lines Inc

Recommendation 2: Unambiguous Endorsements on All Negotiated Terms The sub-limit issue is illustrative of a broader principle: every term negotiated during the renewal process — whether it involves a sub-limit deletion, a coverage expansion, an exclusion modification, a deductible adjustment, or any other material change from the expiring policy — must be memorialized in a signed, standalone endorsement that is clearly cross-referenced in the Declarations Page