Extract to table

The analysis herein reflects typical EPL policy terms and must be confirmed against the actual policy language upon receipt of the full policy document

Limits and Retention The policy provides the following limits and retention: The SIR of $500,000 must be fully exhausted before Pinnacle's indemnity obligations attach with respect to any covered claim

This is an important threshold question that must be resolved by reference to the actual policy language

Whether the Pinnacle policy includes such a carve-back must be confirmed upon review of the full policy and all endorsements

The existence, amount, terms, and conditions of any such sublimit must be confirmed upon receipt and review of the complete policy form and all endorsements

A, the Pinnacle policy is a claims-made and reported policy, meaning that coverage requires satisfaction of two conditions: (a) the claim must be first made during the policy period, and (b) the claim must be reported to Pinnacle within the timeframe specified in the policy