Extract to table

Capitalized terms used and not otherwise defined herein shall have the respective meanings assigned to such terms in the Note Purchase Agreement or, if not defined therein, in the Indenture

All other capitalized terms used but not defined in this Certificate shall have the meanings assigned to such terms in the Note Purchase Agreement

To the extent that any capitalized term is used in this Certificate and is not defined in the Note Purchase Agreement, such term shall have the meaning assigned to it in the Indenture

In the event of any conflict between the definitions set forth in the Note Purchase Agreement and the definitions set forth in the Indenture, the definitions set forth in the Note Purchase Agreement shall control for purposes of this Certificate

QIH has not entered into, and does not intend to enter into, any agreement, arrangement, or understanding (whether written or oral) that would transfer, hedge, or otherwise reduce the credit risk that QIH is required to retain under such risk retention requirements

The Notes have not been and will not be registered under the Securities Act, and no registration statement has been or is required to be filed with the Securities and Exchange Commission in connection with the issuance and sale of the Notes