Extract to table

Nothing herein shall be deemed to create any commitment, understanding, or obligation on the part of any person to purchase or sell any Notes

Governing Law The Notes and the Indenture will be governed by, and construed in accordance with, the laws of the State of New York, without regard to any conflicts of laws principles thereof that would require the application of the laws of any other jurisdiction; provided, however, that certain provisions of the Indenture relating to subordination and the rights and obligations of the Issuer as a national banking association, including provisions relating to regulatory capital treatment, optional redemption subject to OCC approval, and the subordination of the Notes to depositor claims and other obligations pursuant to applicable federal banking law, shall be governed by and construed in accordance with applicable federal banking law, including the National Bank Act and regulations promulgated by the OCC

It is not intended for, and must not be acted on or relied upon by, any person who is not a qualified institutional buyer

In the event of any conflict between the information set forth herein and the information contained in the final Confidential Offering Memorandum, the Indenture, or the Notes, the terms of the final Confidential Offering Memorandum, the Indenture, and the Notes, as applicable, shall govern